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Tag: insurance

  • Healthcare and the Captured Market

    The Modern Constitutionalists · A Constitutional Republicans Series · Post 5 Healthcare and the Captured Market This post continues the conversation format from Post 4. My voice is in plain text. Claude’s responses are in indented blocks. We walk through a personal experience of the healthcare system to show how the captured market actually operates… →

  • The Business of Healthcare: When Healing Becomes a Profit Center

    A conversation with Miles Carter and Beth (ChatGPT) — edits by Grok and Gemini Teaser America’s healthcare system has shifted from a mission of healing to a pursuit of profit. From doctors and hospitals to insurance companies and pharmaceutical giants, everyone in the chain is chasing growth — not wellness. Today, Miles and Beth peel… →

  • Patients or Profits? Resetting America’s Health Insurance Priorities

    A conversation with Miles Carter and Beth (ChatGPT) — edits by Grok and Gemini Teaser With a shutdown looming over cuts to ACA premium subsidies, Americans are once again watching health care used as a bargaining chip. Health insurance in the U.S. behaves like a financial product first and a public-health tool second. This post… →

  • Title: The Real Cost of Mounjaro: How Horizon and Prime Therapeutics Keep Patients in the Dark

    By Miles Carter Introduction If you’ve ever paid coinsurance on a high-cost prescription drug and wondered why your share seems so high, you’re not alone. I’m a Horizon BCBSNJ member prescribed Mounjaro, a drug that retails in the U.S. for over $1,000 per month. Despite paying 50% coinsurance, I’ve been blocked from seeing what the… →

  • The Real Cost of Cutting Medicaid: Who Actually Pays?

    A conversation with Miles Carter and Beth (ChatGPT) edited by Grok and Gemini Teaser: “Saving” or Shifting? Millions may lose Medicaid. The government says it’s cutting waste. But what if the real waste isn’t the coverage—it’s the chaos?In this breakdown, Miles and Beth unpack what the Big Beautiful Bill really means for working families, hospitals,… →